Final expense inbound calls for insurance agencies.
Consumer-initiated calls from people looking for burial or final expense coverage, routed to licensed agents by state, age range and your hours.
01Routed to licensed agents by state
02Screened by the age range for the product
03Billed after the agreed call duration
04Available as inbound calls, transfers or RTB
What are final expense calls?
Final expense calls are inbound phone calls from people, usually older adults, who want a small whole-life policy to cover funeral and end-of-life costs. A billable final expense call typically passes a minimum duration and meets the buyer's rules for age range, licensed state and interest in a quote.
- Routed to licensed agents by state
- Screened by the age range for the product
- Billed after the agreed call duration
- Available as inbound calls, transfers or RTB
What a qualified Final expense caller looks like.
Typical starting rules. Your final rules are written into the campaign brief before launch.
- 01In a state where your agents are licensed
- 02Within the age range you write
- 03Interested in discussing coverage now
- 04Able to make decisions about the policy
- 05Not a duplicate within your window
- 06Call during your staffed hours
Calls that should not route.
Clear exclusions protect your intake capacity and give the campaign an objective target.
- ×Outside your licensed states
- ×Outside your age range
- ×Expecting a free government benefit
- ×Calling on behalf of someone who isn't present, if excluded
- ×Duplicate within the lookback window
How Final expense calls are bought.
Price is agreed per billable event and depends on screening, geography and delivery type.
| Model | What you pay for | Good fit when |
|---|---|---|
| Inbound call | A consumer-initiated call that passes the billable duration | Your intake team screens every call itself |
| Qualified call | A call that meets duration plus your screening rules | Only a specific caller is worth paying for |
| Live transfer | A caller screened by an agent, then handed over | Rules are strict and you want callers pre-qualified |
| Real-time bidding | Calls won at your bid, call by call | You have volume, data and an API endpoint |
Built for regulated intake.
General information, not legal advice.
Ads and scripts must not suggest a government program or a free benefit. Disclosures follow the buyer's carrier and state requirements.
Outbound follow-up calls or texts need documented consent; consumer-initiated inbound calls are routed live.
Common questions.
01What billable duration do final expense buyers use?+
The buyer sets it. It should reflect how long your agents need to confirm the caller is eligible and interested.
02Can calls go only to my licensed states?+
Yes. State routing follows your agents' licenses.
03Do you offer final expense live transfers?+
Yes, under an approved script, transfer process and billing definition.
Price Final expense calls
for your intake.
Share your states, screening rules, hours and daily capacity. We’ll reply with availability and next steps.
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