Life insurance inbound calls for agencies.
Consumer-initiated calls from people looking for term or permanent life coverage, routed to licensed agents by state, age range and coverage type.
01Routed to licensed agents by state
02Screened by age and coverage type
03Connected live while intent is fresh
04Available as calls, transfers or RTB
What are live life insurance calls?
Live life insurance calls are inbound phone calls from people actively looking for term or whole life coverage, connected to a licensed agent while the caller is on the line. Buyers usually screen by state, age range, coverage type and amount, and set a billable duration that confirms a real quote conversation started.
- Routed to licensed agents by state
- Screened by age and coverage type
- Connected live while intent is fresh
- Available as calls, transfers or RTB
What a qualified Life caller looks like.
Typical starting rules. Your final rules are written into the campaign brief before launch.
- 01In a state where your agents are licensed
- 02Within your age range
- 03Interested in the coverage type you sell
- 04Coverage amount in your range
- 05Calls during your staffed hours
- 06Not a duplicate within your window
Calls that should not route.
Clear exclusions protect your intake capacity and give the campaign an objective target.
- ×Outside licensed states
- ×Outside your age range
- ×Final expense only, if routed separately
- ×No intent to get a quote
- ×Duplicate within the lookback window
How Life calls are bought.
Price is agreed per billable event and depends on screening, geography and delivery type.
| Model | What you pay for | Good fit when |
|---|---|---|
| Inbound call | A consumer-initiated call that passes the billable duration | Your intake team screens every call itself |
| Qualified call | A call that meets duration plus your screening rules | Only a specific caller is worth paying for |
| Live transfer | A caller screened by an agent, then handed over | Rules are strict and you want callers pre-qualified |
| Real-time bidding | Calls won at your bid, call by call | You have volume, data and an API endpoint |
Built for regulated intake.
General information, not legal advice.
Ads and scripts follow carrier and state insurance advertising rules approved by the buyer.
Outbound follow-up calls or texts need documented consent; inbound calls are routed live.
Common questions.
01How are life insurance calls verified?+
Each call is tracked to its source, recorded where the law allows, checked against the billable duration and screened by the rules in your agreement.
02Can term and final expense calls be split?+
Yes. They can route to different agents or campaigns.
Price Life calls
for your intake.
Share your states, screening rules, hours and daily capacity. We’ll reply with availability and next steps.
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